Are you carrying any amount of consumer debt currently?


Any amount? And any type of personal debt from car loan to a mortgage on your home, a student loan or even an amount due on a past due medical or utility bill. Do you owe any sort of money to anybody for a good or service that you already consumed or used or are currently consuming or using? This is all the kind of debt we're going to be talking about today and I want to make sure our starting point is clear.

Now, how are you feeling about that debt? Does it feel overwhelming at times? Does it make you nervous? Or even scared? Or do you simply feel as though debt is a way of life, something you have to learn to live with or you won't be able to live the kind of life that you need to live? What's your relationship like with debt? And the big question . . . would you like to get FREE?

In today's episode I'm sharing the secret of how to get and stay debt-free for life. The secret is seriously just one key. That’s it. It’s one thing that actually has the potential to sprout and grow in your life and it will have the effect of driving debt out of your life. Are you ready to learn what this is? What this one key secret is? I’m going to share it with you and then I’m going to teach you how to use the key and how to steward the key, so if you're up for a little faith-based financial coaching today, grab your journal and a pen, and . . . Let's Go!

What you will learn in this episode:

  • The one key secret you need to know to get and stay out of debt for good;
  • What the Bible really says about borrowing money;
  • Three practical steps you can take today to get and stay out of debt for good:
    • Camp your life around the truth by believing;
    • Work statements of believe into your every day speaking;
    • Align your behavior;
  • And how to sign up for my course that'll help you to get free in your finances and become a master of your money — Positioned to Prosper Personal Finance Course!

Scripture References mentioned in this episode:

Romans 13:8 —
Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.

Matthew 6:24 —
No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.

Proverbs 22:7 —
The rich rules over the poor, and the borrower is the slave of the lender.

Deuteronomy 28:1- —
“And if you faithfully obey the voice of the Lord your God, being careful to do all his commandments that I command you today, the Lord your God will set you high above all the nations of the earth. And all these blessings shall come upon you and overtake you, if you obey the voice of the Lord your God. Blessed shall you be in the city, and blessed shall you be in the field. Blessed shall be the fruit of your womb and the fruit of your ground and the fruit of your cattle, the increase of your herds and the young of your flock. Blessed shall be your basket and your kneading bowl. 6 Blessed shall you be when you come in, and blessed shall you be when you go out.

“The Lord will cause your enemies who rise against you to be defeated before you. They shall come out against you one way and flee before you seven ways. The Lord will command the blessing on you in your barns and in all that you undertake. And he will bless you in the land that the Lord your God is giving you. The Lord will establish you as a people holy to himself, as he has sworn to you, if you keep the commandments of the Lord your God and walk in his ways. And all the peoples of the earth shall see that you are called by the name of the Lord, and they shall be afraid of you. And the Lord will make you abound in prosperity, in the fruit of your womb and in the fruit of your livestock and in the fruit of your ground, within the land that the Lord swore to your fathers to give you. The Lord will open to you his good treasury, the heavens, to give the rain to your land in its season and to bless all the work of your hands. And you shall lend to many nations, but you shall not borrow. And the Lord will make you the head and not the tail, and you shall only go up and not down, if you obey the commandments of the Lord your God, which I command you today, being careful to do them, and if you do not turn aside from any of the words that I command you today, to the right hand or to the left, to go after other gods to serve them.

Links to Resources and Events Mentioned in This Episode:

I’m so excited to tell you that the Positioned to Prosper Personal Finance Series is coming to a laptop or a smart phone near you! Seriously, I’m running a live round of Positioned to Prosper on Friday nights in February and March at 7pm ET and this will accessible online. I’ll be teaching at REVIVE Church of Tampa (that’s our church here in West Tampa) at our Friday Night ENCOUNTER services and so it will stream live on the church’s platforms, but also on my public page, Erica Pyle, on Facebook. Cool, right?

Now, maybe you’re wondering what the Positioned to Prosper Personal Finance Series is. Positioned to Prosper is a course that drills down deep into the concepts of true prosperity and the spiritual hurdles that keep us from it. Over the course of 5 weeks, in this case (the course is normally 6 weeks), we cover the four ways God provides – enough, abundance, inheritance and prosperity – and we break each of those concepts down and define them biblically and understand how to access each one.

We talk about lies and fears we’ve bought into or have been taught to believe around personal finances and money, and we do the work of breaking those things off and exchanging them for better and true beliefs. And then we get into the practicalities of personal finance – things like getting out of debt, budgeting and planning, giving, and then saving and investing and how these things work once we’ve got our definitions straight and our souls lined up with truth.

A question I get asked a lot is if this teaching series is just like some of the other popular faith-based personal finance courses out there. These are courses that are generally sponsored by your church and they do small group sessions over a number of weeks to take the community through the curriculum. You know what I’m talking about, right? So I have folks ask me if this is the same thing, and here’s what I say about that . . .

Positioned to Prosper is the pre-requisite to all of those courses. While, yes, Positioned to Prosper has components of basic teaching on getting out of debt and budgeting and giving and saving, the real power of this series lies in the deep stuff we do to redefine personal finance terms so they are aligned with Biblical principles and in breaking off the lies and fear that we’ve been dealing with – sometimes even through generations and generations – that is keeping us bound in lack and poverty mentalities and producing weak fruit in our financial lives as a result.

I tell folks to take Positioned to Prosper first and then consider taking any courses that are focused mainly on the practicalities of personal finance because, if you don’t get your thinking, feeling and choosing aligned with the truth of God first, any personal finance program or process you try to follow will simply fail when you stop working it step by step, because you didn’t align your beliefs first.

I’m offering the live sessions of Positioned to Prosper on Friday nights in February and the first half of March for FREE to anyone who wants to come. I’ll also be offering a workbook for a nominal fee so you can access powerful course materials that will guide you through the exercises and also give you the notes from the live sessions to review after each session is over. This is going to be an incredibly powerful time of clarifying your beliefs around money and how to get those beliefs lined up with real truth so you can see the power of real prosperity flowing through your personal finances. We have tons of testimonies of people getting radically set free in this area of how they relate to money and provision and I can’t wait to share not only their stories but also how they did it, because you can do it too!

Sound like something you want in on? Then I want you to head to www.ericapyle.com/prosper to get on the list so I can send you the details about how to access this free course starting February 19th and how to get your hands on the workbook for a nominal fee. Even if it's after 2/19, sign up anyway! We're going to be tucking the recordings of each session aside so you can come back to them for a period of time, so you can still get the full experience even if you're starting a little late. It’s going to be SO GOOD . . . be sure to jump in!


Erica co-leads a local church alongside her husband, Doug, in Tampa, Florida called REVIVE Church of Tampa. You can visit the church's website for more information about who we are, what we believe and how we show up as the Church in the heart of West Tampa and beyond.

REVIVE Church of Tampa

REVIVE Church of Tampa streams services live on Friday nights at 7pm ET and Sunday mornings at 11am ET. You can find those livestreams on our church Facebook page:

Live Services – Fridays at 7pm ET and Sundays at 11am ET

If you're interested in joining the online campus of REVIVE Church of Tampa, you are welcome to join our community group on Facebook where we offer weekly discussion around the Friday and Sunday messages as well as discipleship Zoom groups and the opportunity to host others in your home as you stream services. You can find us here:

The ROCC: REVIVE Online Campus Community

About this podcast:

Positioned to Prosper is a weekly podcast that covers the ins and outs of what it means to live a lifestyle of breakthrough and victory in your relationships, health, finances and beyond. Your host, Erica Pyle, is no stranger to jumping without the proverbial parachute while maintaining a firm grip on godly wisdom. A self-described slayer of pragmatism and a “walk by faith” kind of girl, Erica is an unabashed believer in the power of God to radically transform lives. Front-footed in faith as she offers straight-up truth, strategies, and wisdom for living victoriously, and equipped with her love for the word of God, her certification as a holistic health coach, and years of experience in personal finance and taxation, Erica is ready to help you get positioned to prosper.